You will need a solicitor to conduct the conveyancing and to liaise on your behalf between the solicitor of the purchaser of your home and the solicitor of the vendor of the home you’re buying. 

This could be a flat fee or a percentage of the sale price of your current home.

A tax of 1% of the purchase price of your new home is payable to Revenue.

SYS charges a fee where you are buying a new home and another fee where you are building a home or making extensive renovations to the home you are buying. This is payable when we submit your application to the chosen lender. The fee covers researching the market to find the most suitable lender for you, helping you prepare your application and looking after your application from the initial enquiry right through to submission. For more information on fees please review our Terms of Business.

In order to calculate your new loan to value ratio, the new lender will need an up-to-date valuation of the home you are buying. Each lender has its own panel of valuers. Expect to pay between €150 and €180.

Not an obligation unless the house is over 100 years old, or the valuer notes any potential structural issues in the valuation report; however, it is advisable to have a qualified person verify that the house is structurally sound before you progress with the purchase. Expect to pay from €300 upwards.